We're going to pose a question and we’d like you to answer as honestly as you can: When you go shopping for a watch, how often do you closely examine the warranty? Unfortunately, watch warranties end up being something that most people don't take the time to deal with – until something goes wrong with the watch. Truth be told, however, warranties can differ greatly. Some are much longer than others. Some cover more things than others. Some have more fine print than one can even imagine – but fine print can be very important.

Yes, watch warranties can be complicated and seem very daunting. To help you buy with greater confidence, we’re going to go over a few basic points.

Damage Isn't Usually Covered by Watch Warranties

"Manufacturer Defects" are protected against by your warranty. But if something happens to your timepiece – as opposed to something being wrong with it – that's a different story. If you've damaged or abused the watch yourself, that's not the same as something simply being wrong with the watch.

The list of circumstances that are covered and not covered are included with some brands. These can range from extremely broad to very specific.

Regular Servicing Costs Aren't Usually Covered by Watch Warranties

Every couple of years, most manufacturers of watches recommend that you have it serviced (the recommended frequency can vary). Picture this as visiting the dentist for cleaning and a checkup. It helps to keep your timepiece in good health.

You will likely be responsible for the cost of this, even though it's recommended by the manufacturer. If a defect is discovered during this checkup, it will likely be covered by the warranty, if you are still within the timeframe of such warranty.

Not All Warranties – or Watches – Are Equal

Clearly, if you ever looked at watches, you already realize that they are not all created equally. Some are inexpensive, some are midrange, and some luxury watches are a true investment. More often than not, their quality is relatively in line with their price.

Frequently, the industry standard is a two-year warranty. But as more timepiece manufacturers raise the bar, this is changing. Most still have similar provisions. They're trying to instill confidence in the consumer, with a two-year warranty, they’re purchasing a watch that operates and performs as advertised.

Among the longest, the Richmond brand offers an eight-year warranty (standard two years with an opt-in extension free). Omega and Rolex often come with a five-year warranty – maybe they need to catch up!

Stein Diamonds Offers Warranties on Our Watches and More

In addition to a warranty, it's always a good idea to insure your fine jewelry. We can be of help here because we partner with Markel Corporation and Sure to help provide insurance against theft, loss, and damage. Contact us to find out more!