Fine jewelry is always appreciated as a gift. There is such a wide choice of jewelry that there will always be something beautiful to suit everyone. Another great factor of jewelry as a gift is that you can spend a few dollars or thousands.

Budget is usually a defining factor of gift buying. The perfect gift is something the recipient will love and hasn’t cost you more than you have or want to spend. You should never, ever feel resentful about the amount of money you spend on a gift so make wise choices.

When it comes to jewelry gifts, you need to consider a few things:

Type: does the person wear the items? Do you know they would love a pair of hoop earrings or do they usually wear drop earrings?

Metal: You might think that gold or sterling silver is a safe choice but it helps to notice if your gift recipient has a particular preference. They might only ever wear yellow or white gold or have a penchant for rose gold.

Stones: No one is ever going to be disappointed with a diamond necklace but would they like earrings that contained amethyst or garnets? Color can be an emotive factor in jewelry.

Style: If you want your recipient to wear your gift regularly, it needs to fit their aesthetic. Classic pieces will always have a place but maybe they prefer something vintage or retro in their jewelry collection.

When buying a piece of fine jewelry as a gift, you might also think about doing a little detective work. Maybe you have an idea that you might like to buy a signet ring or a diamond ring but don’t know if that’s something they would like. Some gentle probing will give you answers and you might very well learn what is on their jewelry wishlist.

It may seem a bit complicated but you want to make a choice that is worn and loved and not consigned to the bottom of a jewelry box.

The last consideration before heading to the jeweler is your budget. Be realistic. Set an amount you are happy with and can afford. Don’t have your heart set on a pair of pearl earrings or a showy diamond with a large carat weight if they are out of your price range.

We have put together our gift guide for five pieces of jewelry that are stunning and versatile and all have a price of $500 or less.

Safety First Diamond Pendant Bracelet

Sometimes it can be difficult to find items of jewelry that are a little bit different from the usual pieces that people have in their collections, and we think that this diamond bracelet is a unique and fun design.

The focal point is an interesting safety pin feature set with tiny white diamonds that puts a little spin on the idea of fastening the chain to your body!

This quirky and fun item is suitable for many tastes as it’s available in 14k white gold, rose gold, and yellow gold.

Chevron Stacking Ring

Stackable rings are the ideal gift idea that doesn’t break the bank because a single item can be the start of a great collection.

This particular ring is available in 14k rose gold, yellow gold, and white gold and is studded along the visible bands with small white diamonds each in a prong setting. It will have a wonderful visual impact on any ring finger and will look particularly good on the middle finger if there is a diamond solitaire engagement ring on the ring finger. The great thing about smaller stones dotted across the width of the ring like this is that you can get away with smaller carats and cheaper prices without having to sacrifice bling appeal.

Elysian Chain Necklace

If you are looking for a delicate necklace with an interesting design that you might not have seen before, then look no further than this cool Elysian chain necklace.

We have all seen initial pendants and Carrie Bradshaw-style name necklaces, but this chain is something different. Random initial letters are scattered across the length of the chain rather than being fixed at the bottom. The letters climb at different height levels of the chain, making it a much more dynamic piece of jewelry than you might expect.

Available in 14k yellow gold, white, and rose gold.

Slender Chain Bracelet

The charm of this bracelet is that it’s simple yet visually impactful. The combination of a gold chain and bar set with white diamonds is quite exquisite. It brings the idea of a full diamond tennis bracelet into the affordable bracket!

Another beauty of the bracelet is the style is classic enough to match any other pieces of jewelry including pieces with colored gemstones. It would make a classy ensemble with a pair of diamond stud earrings and a diamond necklace when worn with a little black dress.

Available in yellow, white, and rose gold.

Lexicon Necklace

Want high impact, low price? The Lexicon necklace is a terrific value at under $500. It features a low-slung vertical bar set with 20 sparkling round-cut white diamonds with a total of 0.20 carat weight. The pendant hangs from a fine round link chain.

Special enough to make a statement on its own, the design is also ideal to be used in layering. As every jewelry lover knows, stacking or layering is one of the hottest trends in accessories right now. This pendant necklace could be exactly the piece they are looking for to coordinate with other pieces to make the perfect stack.

This stunning piece is available in yellow, white, rose gold, and also platinum.

Lim Bracelet

When you are buying diamond jewelry but aren’t looking at big-budget items, you can make up for a lack of carats with the visual impact created by the design. If the design is beautiful, interesting, and effective, the carat weight becomes irrelevant.

Enter the Lim Bracelet. This bracelet features two curved bars creating an elongated oval shape set with white diamonds held on a fine gold chain.

It is eye-catching enough to be a conversation starter but versatile enough to wear with any other piece of jewelry.

Available in white, rose, and yellow gold.

Hopefully one of these suggestions catches your eye as the perfect potential gift for your loved one. All of these recommendations show you that there is plenty of elegant fine jewelry that can be purchased for well under the $500 mark. Exquisite jewelry does not have to empty your bank account every time you want to treat somebody to a new bit of bling!

Please feel welcome to browse all our fine jewelry for under $500.